While the exact dates for Art Basel Miami vary, with certainty it is held the first week of December, and always from Wednesday through Sunday. As tens of thousands of visitors attend, it’s helpful to have a clear itinerary for Art Basel Week. The first step is to consider which art fairs are most important to see. After choosing and prioritizing the fairs, then it’s time to research hotels. The last step is to choose your daily schedule based on hotel and fair locations. One’s enjoyment is severely depleted by sitting in traffic for two hours due to lack of a smart schedule. This article focuses on selection of fairs for an itinerary.Creating a schedule of fairs is not easy, as there are about fifty art fairs distributed around Miami Beach and Miami. In Miami Beach the bulk of the fairs are in South Beach, but there is one fair, NADA, in north beach about three miles distant. In mainland Miami, two neighborhoods contain most of the fairs: Midtown and Wynwood. In addition, downtown Miami is adding more events and fairs to attract hotel guests and visitors. Besides the varying locations, the fairs vary from world-class quality to emerging quality to low quality “want to be” works.First, let’s consider the fairs on Miami Beach. Of course the primary fair is also the official one, Art Basel in Miami Beach, which locates at the Miami Beach Convention Center. This is the locus of all the other fairs, which are unofficial, unaffiliated “satellite” fairs. The Art Basel committee selects 300 galleries worldwide to exhibit their best works, and the feeling in the convention center is an unusual mix of trade show, art gallery, and Vanity Fair party. The colors, shapes, and ideas are eclectic, mirroring the crowd.Across from Art Basel is Design Miami, a fair of unique furniture and lighting design. In between is an oasis to rest your feet and lunch, the Miami Beach Botanical Gardens. This year a major satellite fair moved to South Beach from Midtown: Scope Fair. Scope will locate on Deco Drive in the public park between the beach and famous hotels such as The Betsy and The Clevelander. This brings Art Basel to Ocean Drive, which previously did not offer much in terms of fairs or installations. For visitors, this means you can walk among three major fairs, as Scope is eight blocks from the Convention Center.Continuing with Miami Beach fairs, the next cluster is along Collins Avenue in various Art Deco hotels. These offer a different vibe because the fairs are small, quiet, relaxing, and the art is still amazing, albeit less expensive. One can spend one hour at each fair without rushing, and it’s easy to “fair-hop” along Collins Avenue from hotel to hotel. The Aqua Fair at the Aqua Hotel is the southernmost fair, at 15th street, and from there visitors can walk north to five other hotel fairs ending their track eight blocks north at the Bass Museum, which has funky outdoor art installations. Located across from the W Hotel South Beach, this area known as Collins Park will house a large multi-media (re videos) fair. After a day of fair hopping and walking, get a drink at the lobby bar in the W, which is home to world-renowned contemporary art works including a Bastiat. Besides the Aqua fair, other fairs in art deco hotels include Ink Fair in the Dorcester, Select at Catalina, and New Material at Chesterfield Hotel.Miami, which is across Biscayne Bay from Miami Beach, has fair clusters in two neighborhoods, Midtown and Wynwood. Midtown is a relatively new area of Miami, with condominiums and shops built during last decade’s real estate boom. The fairs set up next to each other in large white tents. Parking is challenging, with just one parking garage nearby, so plan to park in the neighborhoods. Guests easily walk in between fair tents, and Midtown has some good restaurants for lunch. These Midtown fairs are the best of the satellite fairs, with the exception of Scope, which was at Midtown until changing to Ocean Drive for 2013. The fairs include Art Asia (artists from Asia), Red Dot, Art Miami, Spectrum and Art Brazil, among others. Art Miami and Art Asia are just behind Scope in terms of quality. Definitely plan one hour in each fair to truly appreciate the work.Just a few blocks south is Wynwood, famous for its art galleries, restaurants, graffiti art, and true grit. Per its reputation, the fairs and exhibits here are the most raw and emergent. The feeling is one of youth, or youthful exuberance and illusions, which makes the artists’ meanings clear-cut. The exception is the Pulse Fair on the south side of Wynwood, in a cool building named the Ice Palace. Besides Pulse, be sure to visit Miami Art Project, a large fair in its second year.Besides the fairs, Wynwood is home to excellent galleries and art collections such as Wynwood Art Center, Bakehouse gallery, Avant gallery, Rubell collection and the Margulies collection. While traversing Wynwood, enjoy restaurants such as Morgans and Wynwood Grille, which is next to Wynwood Walls.Accessing Wynwood is easy from hotels in downtown Miami, Miami Airport, and Coconut Grove, but difficult coming from Miami Beach. The traffic knots up at the ramps from I-195, resulting in hour-long waits. Be sure to go early in the morning, or be willing to drive from North Miami. Guests in downtown Miami hotels can drive there in ten or fifteen minutes.In summary, Art Basel is a wonderful, stimulating set of fairs and events in Miami and Miami Beach. With a little planning and research, visitors can avoid hours in traffic and ensure they see the art they came for. A major part of the planning routes is one’s hotel location, which the next article will address.

Last 2008, due to the rising cost of FL health insurance, lawmakers approved a Florida Health Choices program to give small businesses more options to help them cover employees with a health plan. This program is expected to create an online health insurance marketplace where people can instantly shop for different Florida health insurance plans. After three years of lengthy delays, it appears that the program will finally come to fruition thanks, in part, to a boost from Gov. Rick Scott.When Will This Online Florida Health Insurance Exchange Be Ready?Gov. Scott has already signed two bills, HB 1473 and HB 1125, which will help with the implementation of the program. According to Chief Executive Officer Rose Naff, the Florida Health Choices program might be ready this summer, but a specific start date still isn’t known.HB 1473 will provide public-records exemptions, which Naff says is important to protect consumers’ confidential information. HB 1125 is necessary to give large employers a chance to participate in the program by eliminating the restriction that Florida Health Choices can only be used by small businesses with 50 or fewer employees. Naff added that large employers will still need to get approval from the Florida Health Choices board of directors to participate because he says, “Our target is still going to be businesses at 50 and smaller.”Online Florida Health Insurance Market Generates Pro And Con OpinionsThere is still a lot of apprehension and skepticism about the new program. U.S. Sen. Marco Rubio says the basic idea of having this online market for FL health insurance is to make shopping for various types of Florida health coverage easier to navigate than the traditional system has been.Businesses that sign up for the program are expected to have a broader range of choice under the online marketplace than was previously available. Initially, coverage options will only be provided by established insurance companies. In the long run, the program is also expected to allow hospitals and clinics to sell specific types of services through the online marketplace.Laura Goodhue, the executive director of Florida CHAIN, is apprehensive about Florida Health Choices. Goodhue says, “We see it as a hodgepodge of inadequate, not-even health coverage.” She added that implementing Florida Health Choices when the state health insurance exchange is coming in 2014 doesn’t make much sense. The state-based insurance exchange of 2014 will have stricter coverage requirements based on the federal mandate than Florida Health Choices has, so employees may be better served by the 2014 exchange.What Can Consumers Do To Find Affordable FL Health Insurance Plans Now?Neither of these options are yet available, but Florida has many residents in desperate need of Florida health insurance. One of the things that may hinder many people from getting much-needed coverage is simply not knowing how to find the most affordable coverage options. With hundreds of choices from different insurance companies, it’s hard to compare plans until you understand that there are different categories of plans.The different categories include co-pay plans that have a $25 or $35 out-of-pocket cost to see a doctor or fill a prescription and deductible plans that only pay claims for recommended preventive care until you have spent a pre-determined amount on health care each year. Other options include Health Savings Account Plans and Medigap Insurance.Each form of FL health insurance has certain advantages and disadvantages, but if low premiums are your priority, explore the high-deductible plans that allow you to open a Health Savings Account (HSA). When you choose certain high-deductible plans, you can open a tax-free savings or investment account and to boost your savings in case you need to pay for health care before the plan’s deductible is met.Another way to keep your premiums low is just by taking good care of your health. Not only does that typically mean low premiums, but you also won’t be plagued by coverage exclusions for a pre-existing condition, much less have to appeal when your application is declined.

Why domain names can be a good investment!We have a number of generic finance related domain names and have recently added to these through the £14,000 investment in debtconsolidation.co.uk.It’s true that debt consolidation is one of the hottest terms especially in respect of PPC’s and we believe we will get free traffic from people guessing the domains when they are looking for debt consolidation or debt free i.e. people that are looking for debt consolidation will enter debtconsolidation.co.uk in the toolbar rather than searching for debt consolidation on a search engine. Both debt consolidation and debt free are amongst the most searched for terms on the internet and you would therefore expect a percentage of people looking for these terms to guess the domain. Many domain investors use the overture search rank as a key to the potential value of a generic domain. i.e. if a lot of people search for a term then a smaller proprtion will second guess what the domain name will be.A good generic domain name can also help with search engine placement. Approximately 12 months ago debtconsolidation.co.uk used to be at the top of Google for debt consolidation but someone must have failed to renew! http://www.debtconsolidation.co.uk is already on the 1st page of msn.co.uk for debt consolidation out of 17,265,739 results. Debt Consolidation is a very hard term to get to the top of especially only after website was launched 2 weeks ago. (Website is still temporary!). So I believe domain name has played a big part in it. This seems especially true for msn. Try searching for debt consolidation loans on msn and look at all the domains that are top! Only 1 in the Top 10 doesn’t have debt consolidation loan in the domain name!! That’s the beauty and the value of a generic domain!!A domain name can also be of use through pay per click advertising (PPC). We advertise extensively through Google AdWords and what we have found is that the domain can have a direct effect on your Click through ratios (CTR’s) and hence the amount you need to pay per click. We advertise on Google and where the domain is similar to the search terms you generate significantly more traffic (hence why espotting (miva) insist you include the search term in your title).When you are valuing a domain for a business as well as looking at how much people will pay for a PPC it is also worth looking at how much they will pay for a successful application. This is really where the true value can be seen.We are therefore confident that generic domain names (that are business related) are definitely good investments for the future and it’s wise to buy before others realise it too! We will definitely be looking for new ones that come available.I think some of the bigger companies aren’t on the same page yet. It is too difficult to get approval for a purchase off someone who doesn’t understand the potential value. Often they also outsource their internet advertising so there is no one in the business that understands the internet.So to summarise a domain name can have considerable value if it is able to generic free relevant traffic to your website. Also as the internet grows and users become more sophisticated in how they search then we would expect the value of domain names to increase further.